STUDENT LOAN DEFAULTERS FACE TOUGHER ACTION, GIVEN 30 DAYS TO SURRENDER
THE Higher Education Students' Loans Board (HESLB) intends to forward names of about 2,972 students who secured loans in 1994/05 and 2004/05 but have not yet repaid to all banks in Tanzania in a move that might see them being barred from opening bank accounts or denied access to any credit facility.
The board also intends to forward the names of defiant beneficiaries to all foreign embassies in Tanzania, which might make it impossible for them to get visas for travelling abroad.
According to a notice issued by the board yesterday, defiant beneficiaries have been given 30 days to communicate with the board on repayment arrangements, failure of which legal actions will be taken against them. Apart from the legal actions, the defiant beneficiaries will be blacklisted from credit facilities and visas.
“Their names will be forwarded to all higher learning institutions in Tanzania, which might bar them from getting further studying opportunities.
“Their names will be forwarded to all employing institutions advertising jobs vacancies in print media, in lieu of barring them from getting job opportunities”, reads part of the notice.
HESLB was established under Act No 9 of 2004. Among other things, the board is entrusted to recover all loans taken since July 1994 to facilitate disbursement to other applicants.
Section (19) (a) of the provisions of the Higher Education Students' Loans Board Act No 9 of 2004 and its amendments of 2007, stipulates that any loan beneficiary who without good course will fail to repay the loan shall be liable to civil proceedings.
Section 21 (1) (a) of the Act states that any person who does or omits to do any act or thing contrary to the provisions of the establishment Act, or the Regulations made in accordance therewith; commits an offence and is liable, on conviction to a fine not exceeding 7,000,000/- or imprisonment for term not less than twelve months or to both such fine and imprisonment".
“The board has on several occasions issued general reminder notices to loan beneficiaries and employers. However, some of the employers, parents, guardians, Guarantors and the students' loans beneficiaries whose names appear herein have not yet heeded to those notices to date,” reads the notice in part.
According to the notice, all parents, guardians or a guarantor of the loan beneficiaries should inform the board of the current address and the occupation of the loan beneficiary and the name, postal and physical address of the current employer of the loan beneficiary whom they guaranteed.
“In case a loan beneficiary whose name appears herein is now a deceased one, the parents and or relatives, should inform the Board in respect of his/her death,” the board points outs.
For Source
THE Higher Education Students' Loans Board (HESLB) intends to forward names of about 2,972 students who secured loans in 1994/05 and 2004/05 but have not yet repaid to all banks in Tanzania in a move that might see them being barred from opening bank accounts or denied access to any credit facility.
The board also intends to forward the names of defiant beneficiaries to all foreign embassies in Tanzania, which might make it impossible for them to get visas for travelling abroad.
According to a notice issued by the board yesterday, defiant beneficiaries have been given 30 days to communicate with the board on repayment arrangements, failure of which legal actions will be taken against them. Apart from the legal actions, the defiant beneficiaries will be blacklisted from credit facilities and visas.
“Their names will be forwarded to all higher learning institutions in Tanzania, which might bar them from getting further studying opportunities.
“Their names will be forwarded to all employing institutions advertising jobs vacancies in print media, in lieu of barring them from getting job opportunities”, reads part of the notice.
HESLB was established under Act No 9 of 2004. Among other things, the board is entrusted to recover all loans taken since July 1994 to facilitate disbursement to other applicants.
Section (19) (a) of the provisions of the Higher Education Students' Loans Board Act No 9 of 2004 and its amendments of 2007, stipulates that any loan beneficiary who without good course will fail to repay the loan shall be liable to civil proceedings.
Section 21 (1) (a) of the Act states that any person who does or omits to do any act or thing contrary to the provisions of the establishment Act, or the Regulations made in accordance therewith; commits an offence and is liable, on conviction to a fine not exceeding 7,000,000/- or imprisonment for term not less than twelve months or to both such fine and imprisonment".
“The board has on several occasions issued general reminder notices to loan beneficiaries and employers. However, some of the employers, parents, guardians, Guarantors and the students' loans beneficiaries whose names appear herein have not yet heeded to those notices to date,” reads the notice in part.
According to the notice, all parents, guardians or a guarantor of the loan beneficiaries should inform the board of the current address and the occupation of the loan beneficiary and the name, postal and physical address of the current employer of the loan beneficiary whom they guaranteed.
“In case a loan beneficiary whose name appears herein is now a deceased one, the parents and or relatives, should inform the Board in respect of his/her death,” the board points outs.
For Source
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Jamani wahenga walisema "Deni halimfungi mtu." Sasa hivi vitisho vya kutaka kuwatupa watu rumande kwa miezi kumi nambili vinatoka wapi?
ReplyDeleteKuzuia hawa wanafunzi kupata kazi au kusafiri nje sio solution ya kuwafanya kulipa mikopo.Solution ninayokubaliana nayo ni kupeleka majina yao kwenye credit dacilities na ku make sure kwamba hakuna watu wengine watakaowapa mikopo.
Solution nyingine, ningeomba hiyo bodi ijaribu kuwatafuta hawa wadaiwa na kuona wana matatizo gani. Kama wana matatizo ya ki fedha then wajaribu ku create payment plans ambazo zitawaletea ahueni hawa wanafunzi. Hata wawashushie kiwango cha kulipa kwa muda kadhaa wakati mambo yao yanaenda safi. Kwa wadaiwa ambao hawana kazi basi wanaweza kuwaambia wasilipe hata kwa miezi mitatu au sita mpaka watakapopata ajira. Kwa wale wadaiwa wenye kazi na wameamua tu kukataa kulipa basi ni bora kuangalia sheria kama inawezekana kwenye kukata pesa wanayodaiwa moja kw amoja toka kwenye mishahara yao. Hii kwenye nchi za kibepari wanaiita "Wage Garnishment." Lakini lazma uende mahakamani na kupata rhuksa na kwenda kwa waajiri wao.
Tanzania imengia kwenye ubepari kwa kasi. Na moja ya nguzo kubwa ya ubepari ni uaminifu. Mambo ya kukopa na kulipa bila matatizo ni mambo ya kawaida kwenye nchi za kibepari. Lakini hata uko kwenye nchi za kibepari kama Marekani deni halimfungi mtu. Deni haliwezi kumfanya mtu anyimwe visa. Deni haliwezi kumfanya mtu akose kazi.
Sasa mkifanya hawa wadaiwa wakose kazi watapata wapi hela za kulipa?
Kabaila
Serikali ya kikwete inatafuta balaa sasa, hivi hawana aibu kufuatilia mikopo kiduchu ambayo imewezesha kusomesha watanzania masikini, hasa watoto wa wakulima.
ReplyDeleteHapa lazima watu waingie vita vya msituni, serikali imeshindwa kukusanya mabilioni yaliyoibiwa serikalini leo hii eti inaandika majina ya waliokopa kwa ajili ya kuendesha gharama za masomo vyuo vikuu, ni aibu iliyoje!!!!!!!!!!!!!
HAKUNA CH AAIBU, HEBU TULIPE NA WENGINE WASOME. TUACHE UBINAFSI.
ReplyDeleteHATA KAMA WATU WENGINE WAMEIBA SI SABABU YA SISI KUTOLIPA. HEBU TULIPE WATANZANIA WENZETU WASOME. TUMEZIDI KULALAMIKA
Mkwara wa Mbu nje ya Net....wengine ndio tumeshaoza Ughaibuni sasa sijui mtamdai nani na kiwanja nilichoweka kama dhamana kilishachukuliwa na Serikali muda mrefu tuu na sasa nimesikia ameuzi..ha ha ha
ReplyDeleteI love Tanzania
Mdau Davey
Hiyo nguvu kubwa namna hiyo ambayo mnataka kutumia, mngeitumia kupambana na wasiolipa kodi, na wala rushwa kwanza.Watu wamekopa hawakatai, na wamesoma kweli kazi hakuna.Kwa kuwa ni watoto wa wakulima na hawana vimemo!
ReplyDeleteNDIYO MAANA SIRUDI BONGO
ReplyDeleteYaani umzuie mtu kupata kazi...halafu alipeje huo mkopo? Zile hela za EPA zitumike kulipia hiyo mikopo..!! Naona serikali imekwama kweli.
ReplyDeleteTATIZO NI BOARD YENYEWE YA MIKOPO NI ZEMBE, KAMA SIKOSEI HII MIKOPO IMEANZA MIAKA MINGI SANA PENGINE KUMI ILIYOPITA LAKINI HAKUWA NA HATA UTARATIBU WA KURUDISHA MIKOPO HIYO, SASA ILIDHANI MTU ATAKUJA MWENYEWE NAKUSEMA MIMI NI MDENI WAKO NILIPEJE DENI LANGU? IS NOT LIKE THAT!! NCHI ZA WENZENU KWA MFANO UNITED KINGDOM KUNA UTARATIBU WA KILA MTU ANAYEZALIWA AKIFIKSHA MIAKA 16 HUWA ANAPEWA NUMBER INAITWA NATIONAL INSURANCE NUMBER SO ANAKUWA NA ACCOUNT YAKE YA NATIONAL INSURANCE KILA KIBARUA ATAKACHOFANYA ATAKATWA PESA KWA AJILI YA HII NATIONAL INSURANCE KWA AJILI YA KUCHANGIA VITU KAMA HOSPITAL HIVI KWA VILE MATIBABU NI BURE, SASA FAIDA INGINE YA NATIONAL INSURANCE NUMBER NI HIVI MWANAFUNZI ANAPOOMBA MKOPO WA SHULE NI LAZIMA ATOWE NUMBER YAKE YA NATIONA INSUARANCE AKIPEWA MKOPO UNAINGIZWA KWENYE DATA BASE YAKE AKIMALIZA SHULE AKIPATA KAZI INAYOZIDI £15000 KWA MWAKA AUTOMATICALLY ANAANZA KUKATWA MKOPO WA SHULE, NA SYSTEM YA MIASHAHARA YA UK NI KWAMBA HUWA INATENGENEZWA NJE YA SEHEMU YA KAZI NI MAKAMPUNI RASMI YAME-SPECIALISE KATIKA MAMBO YA PAYROLL SO WANAJUWA MASWALA YOTE HAYO, NI AUTOMATIC ATAKUJA KWENYE COMPUTER SCREEMN KWAMA WEWE UNADAIWA MKOPO WA SHULE NA UTAANZA KUKATWA MOJA KWA MOJA HAMNA KUKWEPA. SASA TANZANIA KUNATAKIWA UTARATIBU MAALUMU WA KURUDISHA MIKOPO HII, WA KULAUMIWA NI BODI YENYEWE SI WAKOPAJI, PIA KAMA SWALA LA KODI YA KIPATO WATANZANIA WENGI HAWALIPI INCOME TAX, NCHI ZA WENZETU HUWEZI KUFANYA KAZI YOYOTE ILE BILA KULIPA KODI NI KAMA NILIVYOELEZA AWALI HUWEZI KULIPWA MSHAHARA KIHOLELA LAZIMA UPITIE KWENYE PAYROLL SYSTEM AMBAKO UNATAKIWA KULIPA KODI, NCHI ZA WENZETU KILA KIPATO UNALIPA KODI HATA KIBARUA CHA SIKU MOJA, HATA KAMA UNAUZA KISAMVU BARABARANI UTALIPA KODI. BODI INATATIZO
ReplyDeleteMatatizo yapo katika mfumo wao wenyewe. Mie nilipata barua toka idarani kwangu 2years ago kwamba wataanza kunikata hizo pesa ambapo mpaka leo hawajafanya hicho. Sasa niwafuate bodi,dept, hazina? Au my bank ku"shinikiza" kukatwa pesa hizo
ReplyDeleteMambo ya serikali za kukurupuka hayo.
ReplyDeleteSiamini kama kuna mtu aliyekopa aliyepata kupokea barua ya kumwambia kwamba umefika wakati wa kulipana. Leo kuna mtu anakurupuka na vitisho vya kuzuia nisifungue akaunti, nisipate mkopo, nisipate visa nk. Ni heshima ya Kiafrika tu inayonizuia kuwaita hawa watu wajinga lakini nawashauri wafanye mawasiliano ya moja kwa moja na hawa watu ili kuweka mkakati wa kulipana badala ya kukurupuka na vitisho.
HIvi vitisho visiishie kwa watoto wa wakulima. Vifike pia kwa kina Chenge na mabilioni ya visiwa vya Jersey, kina Richmond, EPA, IPTL, ATCL, TRL na wengine 'wajanja sana' wasioweza kukamatika.
Nitatizo kubwa hili.Kwanza vigezo wanvyo tumia kuwacharge watu wa kuanzia 1994 ni ajabu.
ReplyDeleteMimi ninawasiwasi kunawatu watalipia na watu hawatalipa.
i will never come to bongo never ever ...after getting green card all my familiy and we will die here...in states,hawezekani hiyo ikawa nchi!!!
ReplyDeleteThis is ridiculous, hivi huyo aliyetoa hiyo suggestion ameenda shule kweli!!! Waacheni wafanye hivyo then waone. The law doesn't act retrospectively, hao wanafunzi wa 94 na tisini na ngapi sijui hilo deni linawahusu vipi? Watadaiwa nyingi kuliko wanazozidai.
ReplyDeleteUshauri wa bure wajaribu kuangalia hiyo sheria ya wanafunzi kulipia ilipitishwa lini, sio kutudai hata kina sisi ambao tulijua tunasoma bure by then.